Welcome to Open Enrollment!
Open Enrollment is your annual opportunity to review, update, and select the benefits that best support you and your family’s health and financial wellbeing. Whether you are making changes or simply confirming your current elections, this is the time to ensure your coverage aligns with your needs for the upcoming year.
Open Enrollment starts: November 10th, 2025
Open Enrollment ends: November 21st, 2025
What’s New for 2026
Due to rising healthcare costs, there will be a 2% increase to medical premiums across all plans. We remain committed to offering competitive benefits and have worked to keep this increase as minimal as possible.
If you are enrolled in the Health Savings Account (HSA), you must actively elect your contribution (maximum contribution is $4,400 for individuals and $8,750 if you have dependents, this amount includes the employer contribution for 2026) amount for 2026, even if you want to keep the same amount as last year. HSA elections will no longer carry over automatically.
The Dependent Care Flexible Spending Account (FSA) contribution limit is increasing for 2026 (this is the first increase since 1986) to $7,500 per household, $3,750 for married individuals filing separately.
Important Reminders
If you will be covered under the Medical plan for 2026, you will need to complete the following by Friday, November 21, 2025:
- Biometric Screening for you and your spouse (if covered). This only needs to be completed if you want to receive the Wellness Premium Discount for 2026. For more information, view the 2026 Biometrics FAQ. If you were hired on or after October 1, 2025, you do not need to complete the Biometric Screening. You may be able to earn the Wellness Premium Discount by alternative means – please refer to the Wellness Premium Discount section for more information.
- Non-Tobacco Affidavit only needs to be completed if you are covered under the Medical plan for 2026. If you and/or a covered spouse are a tobacco user, you will be charged an additional $78.46 per paycheck. You can avoid the surcharge by completing a reasonable alternative standard (such as a tobacco cessation program) – please refer to the Tobacco Surcharge section for more information.
- Spousal Affidavit only needs to be completed if you are covering your spouse on the Medical plan for 2026.
If you plan to participate in a Flexible Spending Account (FSA) for 2026, you must make an active election during Open Enrollment (maximum contribution for Medical FSA is $3,400 and $7,500 for Dependent Care FSA). If you are currently enrolled in an FSA, please remember that your election does not carry over from year to year. If you do not enroll in the FSA during Open Enrollment, the next opportunity you will have to enroll will be the 2027 Open Enrollment, unless you have a Qualified Life Event (QLE).
Contact Information
Helpful Resources
How to Enroll
- Enroll online on Dayforce at sso.dayforcehcm.com, company code MIH.
- Click on Benefits > Elections >Open Enrollment.
- Review your options and make your elections during open enrollment.
- Check your address, enter beneficiaries, and review your emergency contact information.
- Ensure that dependents’ names, date of birth, and Social Security Numbers are accurate.
- Ensure dependents and beneficiaries have the proper enrollments and assignments.
- Review your confirmation page before you submit your benefits elections.
- Print confirmation page for your records and check the deductions on your paycheck after the first of the year.
This Benefits Website provides general information for our benefits-eligible employees; however, more detailed information is available within the plan documents and legal contracts between our company and the insurance providers. In case of any discrepancy between this Benefits Website and the plan documents, the plan documents always govern and determine your exact benefits. In addition, the company reserves the right to modify or terminate any benefit plan at any time. Benefits are not a guarantee of employment.